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Strategizing a retirement rebound

Question: I plan to retire in about two years, but I’ve lost a lot in my retirement savings explanation. Currently my money is spread out by small and midcap stocks, growth shares and safe investments. But I’m thinking of moving my balance to an detail that tracks the Standard & Poor’s 500 index, riding the upswing until the S&P hits 1,100 or 1,200 and thereupon diversifying into something safer. Do you think that is a good plan? –Alan W., Raleigh, North Carolina

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