Revenue Tip » Finances

The best (and cheapest) funds around

Wed, 07 Jan 2009 09:58:14 +0000

Question: In your commentary in the January issue of Money, you recommend buying total market index ETFs. But I don’t find being able to trade ETFs like stocks all through the day to be an advantage for me. For example, whether I buy the Vanguard Total Stock Market ETF I will have to pay commission when I buy and sell, whereas I can buy their Total Stock Index mutual fund with no fee. I don’t understand why ETFs are better than mutual funds.

Original post by Technology news - Business 2.0 Magazine

Finally, dream stocks at affordable prices

Wed, 07 Jan 2009 09:54:36 +0000

There’s no such thing as a perfect portfolio. Value-conscious investors like me are acutely aware of that fact. Sometimes you come across a good stock trading at a great price but there’s simply no room in your portfolio at the date. In other cases you feel like a kid with his nose stuck to the windowpane of a Ferrari dealership: You spot a wonderful business you’d love to own, but you can’t justify paying the price being asked.

Original post by Technology news - Business 2.0 Magazine

Millionaires? Try $700,000-aires

Tue, 06 Jan 2009 22:39:52 +0000

While it may be hard to feel sympathy for America’s millionaires, they’re feeling the economic crunch, too - nearly a third of their assets have disappeared in the downturn, according to a consulting firm’s report released Tuesday.

Original post by Technology news - Business 2.0 Magazine

Millionaires? More like $700,000-aires

Tue, 06 Jan 2009 18:50:12 +0000

Original post by Technology news - Business 2.0 Magazine

Retirement resolutions for the New Year

Tue, 06 Jan 2009 10:38:58 +0000

Question: I’ve lost money in my 401(k) and I’m not interested in losing any more. So I’m thinking of moving my money into more secure investments. I know I can always change my allocations later, but what’s the best way to keep my 401(k) stable until that roller coaster ride is by? –Michelle, Moravian Falls, North Carolina

Original post by Technology news - Business 2.0 Magazine

Consumer bankruptcies jump in 2008

Mon, 05 Jan 2009 22:20:06 +0000

Bankruptcy filings by American consumers increased nearly a third in 2008, according to a new report.

Original post by Technology news - Business 2.0 Magazine

Macy’s reports overcharging customers

Fri, 02 Jan 2009 19:19:32 +0000

Some Macy’s stores overcharged holiday shoppers who used debit cards to manufacture purchases on one of the busiest shopping days of the year.

Original post by Technology news - Business 2.0 Magazine

Battle of the iPhone clones

Fri, 02 Jan 2009 15:36:17 +0000

The iPhone is no longer the only touchscreen ’smart phone’ in town. But are the challengers a better value?

Original post by Technology news - Business 2.0 Magazine

Mother (and father), can you spare a dime?

Fri, 02 Jan 2009 08:53:43 +0000

I could not have bought my first house faraway ago without borrowing the down payment from Mom and Dad. Their loan got me started down the home-equity path, and it’s paid dividends ever since.

Original post by Technology news - Business 2.0 Magazine

Keeping wealth in the family

Wed, 31 Dec 2008 17:09:06 +0000

Lisa and Bruce Brown are lucky suitable to have plenty of assets to protect. Foremost of these is their children: The Browns are the proud parents of four-year-old Emma, and they have another baby on the way. The Oakland couple plus have considerable assets of the financial variety. Thanks to diligent saving and smart property investments, the Browns have a net worth of nearly $2 million.

Original post by Technology news - Business 2.0 Magazine

How to manufacture money in ETFs

Wed, 31 Dec 2008 16:37:47 +0000

At a financial-planner conference earlier that year, I spotted a session called “ETFs: Are Your Clients Investing Without You?” I had to go. We advisers are well aware of the advantages of exchange-traded funds: broad diversification, low costs and a slim tax bill.

Original post by Technology news - Business 2.0 Magazine

Life after a six-figure salary

Wed, 31 Dec 2008 16:29:26 +0000

Happy new year and welcome to your new job. One that pays 30%, 50%, 70% less than your old one.

Original post by Technology news - Business 2.0 Magazine

Do you want to be your own banker?

Tue, 30 Dec 2008 16:30:54 +0000

Question: An adviser has been telling me about a concept that he calls “infinite banking.” Apparently, it involves using a life insurance policy to become my own banker. It seems like a good concept, but something doesn’t seem quite right to me. Do I have cause for concern? - Matt, St. Louis, Missouri

Original post by Technology news - Business 2.0 Magazine

Obama’s paycheck bonus

Tue, 30 Dec 2008 15:57:00 +0000

For many cash-strapped workers, Barack Obama’s plan to stimulate the economy could mean more take-home money in their paychecks.

Original post by Technology news - Business 2.0 Magazine

Crashproof funds? Don’t count on it

Mon, 29 Dec 2008 08:15:30 +0000

In a year when stocks have sunk more than 40% and even supposedly safe bond funds are down, all you probably want is a little peace of mind — or an investment that won’t sink with the rest of your portfolio.

Original post by Technology news - Business 2.0 Magazine